Expect a Shakeup of BC’s Real Estate Industry Change is on the horizon for BC’s real estate industry and, as a potential consequence, the housing market. If you are looking to buy or sell, if you are a realtor or [...]
What is “Shadow Flipping” in Vancouver’s Real Estate Market? If you have been following the news around housing affordability in Vancouver, you have probably heard the term “shadow flipping”. It has a lot of people upset, with the Premier calling the [...]
5 Reasons You Should Always Pay Down Your Debt First Personal finance doesn’t have to be all that complicated. In fact, it shouldn’t be. For the vast majority of people, it comes down to a few simple rules. One of [...]
Continuing with our series of posts on some of the most common mortgage “need-to-knows”, this post focuses on amortization periods. We will define what an amortization period is, how it affects you and answer the most common questions about it. [...]
Get on Top of Your Finances As we have said in the past, it is important for you to stay on top of your finances. This means more than just paying your bills on time. It means understanding and monitoring [...]
Stated income is an extremely important concept for self-employed persons and small business owners that are thinking about getting a mortgage. This post provides a definition for stated income, how it affects your mortgage application, and what you need to [...]
We are now offering free access to our debt consolidation calculator. Previously, this was a report that we only gave to our existing clients but we are now extending the offer to everyone. You can click here to get access to [...]
When dealing with mortgages, either buying a home or taking equity out of your current one, your loan-to-value is crucial. This article explains what you need to know in simple terms.As with most matters of finance, there are exceptions, special [...]
If you are self-employed and you are considering buying your first home or taking some equity out of your current home, then this article is for you.We will explain the underwriting policies that affect you, tell you what you need [...]
Thinking about debt consolidation but have questions about the process? You’re in the right spot. This article answers all the common questions and explains the process. We will also provide links to a bunch of educational content and online tools. [...]
Behind on Taxes in Canada Are you behind on your taxes? Either haven’t filed in more than a year of stuck with an unexpectedly large tax bill? If so, this article provides information that you need to know…. Use This [...]
Looking for a loan to run or expand your small business? Do you own your own home? If so, a home equity loan is the best way to finance your investment. Read on to find out more…. Home equity loans offer [...]