Home Capital's shares have fallen by 60% as investors have pulled out. This doesn't mean that the broader mortgage market is in trouble, however.
We examine the impact of Vancouver's foreign buyer tax on housing sales and prices in the eight months since its implementation
Curious about housing prices and trends in your area? Looking to buy or sell? Check out our interactive housing market dashboard covering the entire Lower Mainland from Mission to West Vancouver
Shadow flipping is a hot-button topic in the Lower Mainland, but what is it? How does it affect the housing market? And what is being done about it?
Property assessments are increasing sharply across the Greater Vancouver Area, especially in the city of Vancouver. Property tax bills won't rise by nearly as much though. We explain why.
Four reasons why Canadian household debt levels are not as calamitous as they are often made out to be
How much are putting down on their homes? Which groups put down less? We review these questions to assess the potential impact of the new down payment scheme
In February 2016, the minimum down payment for certain homes will be raised. What are the changes? What is their goal? Who will this affect? What will be the market impact? We answer these questions and more with our analysis on the likely impact of the announced changes
With rising resale prices comes rising property tax assessments. Some have taken this to portend rising property taxes, but this belief stems from a misunderstanding of municipal finance in Canada.
The BC Government has announced plans to change their outdated property transfer tax scheme
International net migration to BC has fallen to an almost 30 year low. Migration is a critical part of housing demand and we assess what effect this might have
Stephen Harper announced intentions to raise the homeownership rate in Canada. This article explains how he intends to do so, why, and the possible consequences.
We summarize the most current Canadian interest rate forecasts from major institutions in Canada and describe the economic backdrop that underpins these forecasts
Rising residential land prices are driving up new home prices across the Vancouver area, especially in certain pockets. This articles examines the driving forces of new home prices in Metro Vancouver
Residential land prices in the Greater Vancouver area are rising, pushed up by private investors. This is expected to put upward pressure on new home prices, with a lag 1-2 years
Canadian banks helping clients bend rules to move money out of China
We highlight some research from the Bank of Montreal that aims to determine if we are building too many homes in Canada. If you are too lazy to read on, the answer is no.
Secondary suites are becoming very common in Vancouver, which reportedly has the highest rate of any major city in Canada
We take a look at recent trends in Victoria's housing market
Stephen Harper has announced plans to measure the size and impact of foreign ownership in housing markets across Canada
We provide a concise overview of the Fraser Valley real estate market with what you need to know if you are planning to buy.
How connected is BC's economy to Alberta's. What will happen to BC's housing market as a result of a slowdown in Alberta's economy. We crunch the numbers to provide some much needed context.
What is the "shadow mortgage market"? How big is it? Is it a concern? We answer these questions and more.
CMHC to Change Their Underwriting Policy for Dwellings with Secondary Suites
A recent report by TD bank argues that the Bank of Canada's recent rate cut will not have a significant impact on Canada's housing market
Vancouver has seen a declining stock of single-detached homes since 2001 as a result of re-zoning. This declining stock is putting upward pressure on prices
A falling supply of single-detached home, largely the result of re-zoning, is the driving force behind rising single-detached home prices in the city of Vancouver, rather than foreign ownership.
A recent (survey by CIBC)[A recent survey by CIBC indicates that most Canadians would use a rate cut to pay down their debts faster, rather than take on more debt] indicates that most Canadians would use a rate cut to pay down their debts faster, rather than take on more debt.
We provide a summary of the most recent interest rate forecasts from major Canadian institutions
This article summarizes the current state of Vancouver's economy and housing market
We look at why the Bank of Canada is more likely to cut interest rates than before and why this likely won't impact the average Canadian
A Sober Discussion on Housing Affordability in Vancouver
From interest rates, to immigration, to foreign investors, we examine some major factors affecting Canada's housing markets in 2015 and going forward.
This article provides a concise description of homebuying in Canada. Where are down payments coming from? What would happen if regulation changed? You name it.